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Finance GuideUpdated March 2026

Best Investing Apps for College Students in 2026

Finding the right investing apps for college students means considering no credit history and prioritizing build credit. Here's our research-backed guide.

3 products comparedAvg payout: $20-100 per funded account

Our Top Picks

Best Pick
1

Robinhood

$0 commissions

4
2

Public

Social investing

4.2
3

Acorns

Round-up investing

4.1

Why Trust Our Recommendations?

We research investing apps specifically for college students, considering factors like build credit and earn rewards on small purchases. Our reviews are independent, though we may earn commissions from qualifying purchases.

Detailed Reviews

#1

Robinhood

Robinhood earns 4/5 stars for college students. Key highlight: $0 commissions.

4/5
Our Rating
$0 commissionsCrypto tradingClean interface

Pros

  • Easy to use
  • Fractional shares
  • Fast deposits

Cons

  • Gamified
  • Limited tools
  • Past controversies
Best for:Investing BeginnersCollege Students
Learn More →
#2

Public

Public earns 4.2/5 stars for college students. Key highlight: Social investing.

4.2/5
Our Rating
Social investingNo PFOFFractional shares

Pros

  • Transparent pricing
  • Social features
  • Educational content

Cons

  • Smaller platform
  • Limited tools
  • Newer company
Best for:Investing BeginnersCollege Students
Learn More →
#3

Acorns

Acorns is our top pick for college students looking to build credit. With round-up investing, it directly addresses your needs.

4.1/5
Our Rating
Round-up investing$3-5/monthAutomatic investing

Pros

  • Effortless saving
  • Good for beginners
  • Simple interface

Cons

  • High fee for small balances
  • Limited control
  • Basic portfolios
Best for:Investing BeginnersCollege Students
Learn More →

Frequently Asked Questions

What is the best investing apps for college students?

The best investing apps for college students depends on your specific needs. We recommend comparing features, pricing, and reading our detailed reviews above to find the perfect match.

How much does investing apps cost?

Investing Apps pricing varies widely, from free options to premium plans costing $100+/month. Many offer free trials so you can test before committing.

Is it worth paying for investing apps?

For most college students, yes. The time saved and improved productivity typically outweighs the cost. Start with free trials to see the value firsthand.

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