Head-to-Head
Chase Sapphire Preferred vs American Express Gold: Which Is Better?
A detailed comparison to help you choose the right option for your financial goals.
Editor's Choice
Chase Sapphire Preferred
★★★★★4.7/5
✓60,000 point bonus
✓2X on travel & dining
✓$95 annual fee
Pros
- ✓ Excellent bonus
- ✓ Flexible points
- ✓ Travel protections
Cons
- ✗ Annual fee
- ✗ Needs good credit
- ✗ Not best for cashback
Best For
Travel EnthusiastsHigh Earners
American Express Gold
★★★★★4.6/5
✓4X on restaurants & groceries
✓$120 Uber credit
✓$250 annual fee
Pros
- ✓ Best dining card
- ✓ Monthly credits
- ✓ Amex Offers
Cons
- ✗ Annual fee
- ✗ Not accepted everywhere
- ✗ Credits require effort
Best For
Travel EnthusiastsHigh EarnersParents & Families
Our Verdict
Chase Sapphire Preferred gets our recommendation with a 4.7/5 rating. It's especially strong for those who want 60,000 point bonus. That said, American Express Gold is still excellent if best dining card is your top priority.