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Chase Sapphire Preferred vs Capital One Venture: Which Is Better?

A detailed comparison to help you choose the right option for your financial goals.

Editor's Choice

Chase Sapphire Preferred

4.7/5
60,000 point bonus
2X on travel & dining
$95 annual fee

Pros

  • Excellent bonus
  • Flexible points
  • Travel protections

Cons

  • Annual fee
  • Needs good credit
  • Not best for cashback

Best For

Travel EnthusiastsHigh Earners
Get Chase Sapphire Preferred

Capital One Venture

4.5/5
75,000 mile bonus
2X on everything
$95 annual fee

Pros

  • Simple earning
  • Easy redemption
  • No foreign fees

Cons

  • Annual fee
  • Miles less valuable
  • Limited transfer partners

Best For

Travel EnthusiastsInvesting Beginners
Get Capital One Venture

Our Verdict

Chase Sapphire Preferred gets our recommendation with a 4.7/5 rating. It's especially strong for those who want 60,000 point bonus. That said, Capital One Venture is still excellent if simple earning is your top priority.