Head-to-Head
Chase Sapphire Preferred vs Chase Sapphire Reserve: Which Is Better?
A detailed comparison to help you choose the right option for your financial goals.
Editor's Choice
Chase Sapphire Preferred
★★★★★4.7/5
✓60,000 point bonus
✓2X on travel & dining
✓$95 annual fee
Pros
- ✓ Excellent bonus
- ✓ Flexible points
- ✓ Travel protections
Cons
- ✗ Annual fee
- ✗ Needs good credit
- ✗ Not best for cashback
Best For
Travel EnthusiastsHigh Earners
Chase Sapphire Reserve
★★★★★4.6/5
✓$300 travel credit
✓3X on travel & dining
✓Lounge access
Pros
- ✓ Premium perks
- ✓ High earning rate
- ✓ Priority Pass lounges
Cons
- ✗ $550 annual fee
- ✗ Needs excellent credit
- ✗ Heavy card literally
Best For
Travel EnthusiastsHigh Earners
Our Verdict
Chase Sapphire Preferred gets our recommendation with a 4.7/5 rating. It's especially strong for those who want 60,000 point bonus. That said, Chase Sapphire Reserve is still excellent if premium perks is your top priority.